In today’s financial environment, it’s important to know that there are some things you don’t have to worry about. Life insurance can be the foundation of financial security for you and your family. It can be the base upon which other insurance and investment decisions are built. Investing in Life Insurance can be an important element in your investment portfolio, helping to potentially:

  • Reduce fluctuations in the your portfolio value
  • Protect family and loved ones
  • Enhance retirment income
  • Prepare for future expenses

Enhance your Financial Portfolio

Life Insurance offers many choices, so it’s important to have a clear picture of your goals before you begin selecting the type of policy to invest in. Investing in Life Insurance can help achieve many different goals, including; income generation, family protection, portfolio diversification and even growth. A comprehensive financial plan helps you to establish a lifelong cash flow forecast.

A LIRP (Life Insurance Retirement Plan) which essentially an overfunded Universal Life policy allows the owner to withdraw the policy’s excess cash tax-free and take loans that will be repaid from the death benefit when the owner dies.

It is possible to turn Life Insurance into growth investments. A Variable Universal Life (VUL), offer dozens of investment options. These might include a large-cap stock fund, an international stock fund, a bond fund, or even a real estate fund. The list is nearly endless.

Investing in certain forms of Life Insurance may involve certain market risk. We can help you find the right insurance for your situation. Compare term, whole, universal and variable universal life insurance.